Share your mortgage details once and Eric watches for opportunities to save you money — whether that's a better rate, early renewal, or a smarter refinance. You'll hear from him only when there's a real opportunity worth acting on.
No ongoing effort required on your part. Share your details once and Eric does the watching.
Fill out a short form with the basics — your lender, rate, balance, and maturity date. The more you share, the more precise the monitoring. Statements are optional.
Using your details, Eric tracks rate movements and market conditions to calculate whether refinancing or breaking early would genuinely save you money.
No noise. No spam. Eric reaches out only when there's a real, calculated opportunity — with the numbers to back it up so you can make an informed decision.
Two types of savings matter: what you pay each month, and what you pay over the life of your mortgage. Eric monitors for both.
Bank of Canada decisions, bond yield movements, and lender pricing shifts that could unlock a better rate for your situation.
OngoingBreaking a mortgage early costs money — but sometimes the savings outweigh the penalty. Eric runs the math so you don't have to.
CalculatedMost lenders let you lock in a new rate 120 days before maturity. Eric tracks this window so you're never caught off guard at renewal.
ProactiveAs your home appreciates and your balance drops, new refinancing options may open up. Eric keeps an eye on your equity position.
TrackedIf you're carrying high-interest debt, refinancing your mortgage to consolidate it can dramatically improve monthly cash flow.
OpportunityVariable-rate holders and those nearing maturity get early heads-up — time to compare and negotiate before the pressure is on.
AlertTakes about 5 minutes. No obligation. Eric will only reach out when there's a real opportunity worth looking at.
Monitor My Mortgage →This service is completely free — there is no fee to enroll or to receive alerts.